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Office Location 189 Fitch Hill Rd
Uncasville, CT 06382
Office:(877)SELLMYHOUSE
Mobile: (860) 550-5267
Fax: (860)838-4256
Email: patrick@pwjrealestate.com

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Connecticut Real Estate Blog

Middletown, CT Housing Authority Needs Rental Property Owners!

Friday, June 6th, 2014 at 2:09pm. 3,762 Views, 0 Comments.

The Housing Authority for the City of Middletown, CT has issued a public invitation to owners of rental housing located in the City of Middletown to apply for the Section 8 Project Based Voucher Program.  This Program provides guaranteed fair market rentals to owners for a period of not less than one (1) year or more than fifteen (15) years.  It is anticipated that the initial contract will be for ten (10) years.

Middletown, CT Housing Authority Request for Proposal

For more details on the program, you can Contact the Middletown, CT Housing Authority.

In addition to the Housing Authority, you may also Contact Dawn Parker, a Project Developer for The Connection Fund who develops and operates affordable and supportive housing for more details on

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3 Bedroom house for sale in Wesleyan Hills, Middletown, CT

Friday, May 30th, 2014 at 10:13am. 2,196 Views, 0 Comments.

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3 Bedroom house for rent in Middletown, CT!

Friday, May 30th, 2014 at 7:37am. 1,132 Views, 0 Comments.

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Lowest Priced Single Family Home For Rent in Middletown!

Thursday, May 29th, 2014 at 10:21am. 934 Views, 0 Comments.

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2014 24 Hour Cold Water Challenge

Wednesday, May 21st, 2014 at 11:53am. 941 Views, 0 Comments.

I am always up to a good challenge, especially when it is all for a good cause.  My friend Paul Rafuse challenged myself and several other friends and fellow firefighters to jump into some cold water and make a donation to his charity, The Hospice of Southeastern Connecticut in honor of his in laws.  With the proper safety and supervision in place, I happily obliged, jumped into some cold water for Paul and challenged my friends to donate to The Amazing Grace Food Pantry in Middletown, CT or to The Pan Mass Challenge. The PMC is the largest athletic fundraiser in the world.  100% of every rider raised dollar is donated to Dana Farber Cancer Institute in Boston. I've had the pleasure of being involved with this ride on a couple of occasions as well as

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2 Bedroom condo for sale! 89 Briar Lane Norwich, CT

Monday, May 19th, 2014 at 7:43am. 946 Views, 0 Comments.

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Wishing you all a Merry Christmas, happy holiday and our best wishes for a prosperous 2013!

Saturday, December 1st, 2012 at 10:52am. 2,796 Views, 0 Comments.

  Photo Card View the entire collection of cards.  

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Strategic short sales and strategic default in Connecticut - questioning morality.

Wednesday, October 17th, 2012 at 11:44am. 1,756 Views, 0 Comments.

So is it immoral to strategically short sale your home or stop paying your mortgage when you can afford it?

Is the moral obligation to repay your mortgage debt greater than the moral obligation to provide financial stability for you and your family?

If I was forced to choose my family or my bank, my morals steer me toward the financial stability of my family every single time.

Easy decision for me.  What about you?

 

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What are the odds that I will not be able to short sell my home?

Tuesday, October 16th, 2012 at 12:03pm. 1,087 Views, 0 Comments.

The answer to this question depends on your situation, but there have been several occasions where I have had to tell a Connecticut homeowner that I can not help them complete a short sale in Connecticut. Here are a few basic guidelines for when a short sale is less likely to be approved.

  • There are judgement liens on the property, from credit cards, medical bills etc. Most lenders will not allow any funds towards these liens, so unless you have the cash to clear them or the buyer is willing to clear them, your short sale is likely to be declined.
  • You are seriously delinquent on your HOA dues. The HOA has a 6 month priority over your lender.  If this bill has spiraled out of control, the lender is not likely to approve all of the delinquent HOA

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Nationstar and CCO Mortgage short sale CLOSED in East Haven, CT!!!!

Monday, October 15th, 2012 at 11:04am. 1,477 Views, 0 Comments.

This short sale is proof that no matter how much we have our affairs in order, sometimes these deals just take longer than they should because of bank incompetence.

We had a contract within the first 60 days on market, and had a quick counter offer from the first lienholder for the short sale, Nationstar.  After 3 more weeks, we got an approval from the 2nd lienholder for the short sale, CCO Mortgage.  Our negotiator for Nationstar was now no longer responsive.  Turns out the negotiator got fired.  Our new negotiator, was very unresponsive.  By the time she started responding to us, they needed to order a new appraisal because the old one had expired.

Once the new appraisal was completed, it took nearly another 6 weeks for the new negotiator to

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